Our Cookie Usage: 1. Essential Cookies - We use necessary cookies to make our website work properly - These cookies are required for basic site functionality - They enable features like page navigation and secure areas access 2. Analytics & Performance - We collect anonymous usage data to improve our service - These cookies help us understand how visitors interact with our site - We track page visits, time spent, and user journey patterns 3. Preference Cookies - Store your preferences and settings - Remember your language choice - Keep your session active 4. Your Control - You can manage cookie preferences through your browser settings - Essential cookies cannot be disabled as they are required for site operation - You can opt-out of non-essential cookies at any time 5. Data Retention - Essential cookies are typically session-based - Preference cookies are stored for up to 12 months - You can clear cookies at any time through your browser settings

By using our car budget calculator service, you agree to the following terms: 1. The calculator provides estimates based on the information you provide 2. Results are for guidance only and not a guarantee of loan approval 3. We collect and store cookies to enhance your experience 4. Actual loan terms may vary based on lender requirements 5. We recommend consulting with financial advisors for final decisions

We take your privacy seriously: 1. We use cookies to improve your browsing experience 2. Calculations are performed client-side 3. We collect anonymous usage data through cookies 4. Your data is protected according to GDPR standards 5. You can manage your cookie preferences anytime

Our calculator uses the following principles: 1. The 20/4/10 rule for car buying 2. 50% annual income rule for total car cost 3. Standard industry assumptions for maintenance costs 4. Conservative estimates for insurance and fuel costs 5. Market-based interest rate assumptions

Important information about our service: 1. Results are estimates only 2. Not financial advice 3. Actual costs may vary 4. Local market conditions may affect prices 5. Consult professionals for financial decisions

How we handle your data: 1. We use cookies for site functionality and analytics 2. Personal data is processed securely 3. Anonymous usage statistics are collected 4. Third-party services may set additional cookies 5. You can request data deletion anytime